Title file clearance
Seven documents. One list of what disagrees.
Clearance Check reads a file’s purchase contract, commitment, deed, closing disclosure, payoff letter, estoppel and lender closing instructions, compares them against each other, and lists every discrepancy and missing document with the page and the exact words it came from.
| Item | Finding | Source | Status |
|---|---|---|---|
| Legal description | Commitment reads Block 8; deed reads Block 3 | Commitment p.2 · Deed p.2 | Open |
| Payoff currency | Good through 09/15; disbursement 09/18 | Payoff p.1 · CD p.1 | Open |
| Schedule B-I requirement | No recorded release for the mortgage at Book 4412, Page 218 | Commitment p.3 · Not in file | Open |
| HOA estoppel validity | Issued 09/09, valid 30 days, assessments paid through 09/30 | Estoppel p.1 | Clear |
Sample data.
What the check compares, and how it knows.
Every comparison runs in code. Nothing is a judgment call the file can’t show you.
Page-anchored evidence
Every value the check reads carries the page it came from and the exact words on that page. Nothing is asserted without a citation you can open.
Quotes verified in code
After a quote is proposed, the code searches that page for it. If it isn't there, the value is marked unverified and no comparison will use it. It cannot become a finding and it cannot become a clear.
Seven comparisons
Payoff currency against the disbursement date. Legal description across commitment and deed. Vesting across contract, deed and closing disclosure. Schedule B-I requirements. Lender conditions. Estoppel validity against the closing date. Everything still outstanding.
Documents it refuses to hold
Content that must never be stored is caught in the extracted text before a single byte reaches storage. If it's found, the upload is refused and nothing is written.
Evidence that only looks like proof
A payoff statement names the mortgage and the amount and says the release will follow. The check will not accept it as proof the release happened. A requirement to pay money is not satisfied by a figure on a settlement form.
Scored against your own list
Your reviewer marks the same file independently. The check is scored against that list — how much it caught, and how much of what it flagged was real.
7
document types compared
0
production systems connected
1
engagement per environment
One file at a time, start to finish.
01
Upload the file's documents
Up to seven PDFs. Each is read and scanned for content that must never be stored, before anything is written to disk.
02
Run the check
Each document is classified and read, every value anchored to a page and a quote, and every quote re-checked against that page in code. Then the comparisons run.
03
Review and export
Every item is approved or dismissed by a person. The approved items become a one-page clearance review, with its sources cited, ready to go in the file.
What this never does.
- Wires or wire instructions
- Disbursement or release of funds
- Identity or fraud decisions
- Final title or legal judgment
- Any change to a production file without your reviewer
The check lists and cites. A person decides.
The proof.
Clearance Check runs as a one-week proof on one anonymized file of yours, against an acceptance test agreed in writing before the work starts — refunded in full if the proof cannot pass that test after one cure window of up to five business days.
Run it on one file and see exactly what disagrees.
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